Personal finance expert Marc Woolf helps people own the power of their personal finances so they can retire millionaires.

His Debt Burner Blueprint™ features simple, effective and proven techniques to help you dig out of debt quickly. Marc Woolf’s enthusiasm is fueled by a strong desire to assist individuals and families who are committed to achieving extraordinary personal finance results.

Laced with his astute observations and firsthand experiences, the system Marc Woolf developed for building financial fitness has evolved from many years of research into how people have cracked the “cashflow code.”

Marc Woolf is an engaging teacher for people who are ready to take control of their personal finances so they can retire millionaires.

Marc’s personal story and how Marc Woolf has become an expert in the area of personal finance is remarkable and inspiring.

The son of highly educated parents, Marc Woolf quickly learned that getting a good education topped the family’s priority list. However, financial literacy wasn’t even on the radar.

As a result, his Financial DNA™ was programmed for accumulating debt instead of building wealth. The die had been cast. Marc Woolf became a “serial debtor,” and he racked up thousands of dollars in credit card debt several times.

Marc’s personal relationships suffered severely because of personal finance arguments. He was nearly bankrupt monetarily and spiritually.

After several “wake-up calls,” Marc Woolf stared at himself in life’s full length mirror. He decided to change his inner thoughts about himself and his relationship with money, so the outer world he was experiencing would improve.

In the process, Marc Woolf developed specific strategies focused on building wealth and eliminating debt so he could retire a millionaire. He became a walking example of how the power of conscious thought can transform reality.

Fortunately for his audiences, Marc Woolf became relentless in his passion to help others own the power of their personal finances, and today, he is a sought after expert in the areas of:

• Personal finance
• Money management
• How to cure credit card addiction
• The power of a spending plan
• How to pay yourself first
• How to retire a millionaire

Marc Woolf has a B.S. in Speech Communication from the State University of New York.

Hi there, my name is Marc Woolf.

My goal is simple: to help you own the power of your personal finances so you can retire a millionaire.

We probably haven’t met, but I know thousands of you already. I’ve been where many of you are right now. I’ve had screaming matches with my spouse about personal finances, sweated paying the bills every month and made personal finance choices that cost me thousands of dollars in credit card interest. And I did it several times.

I’m not making excuses for the way I handled my personal finances. Neither should you. That was in the past.

What I do know is you can take control and, as a result, live a happier, less stressful and a more fulfilling life and retire a millionaire.

I’m here to support you on your personal finance journey, and I’ve dedicated this blog to all of you who want to own the power of your personal finances.

I look forward to your feedback and comments.

Own the power of your personal finances and retire a millionaire!

Marc Woolf

Blog Posts Copyright © Marc S. Woolf 2007 All rights reserved.

Do you snicker at other people when they talk about a household budget? Is each week a personal finance nail-biter until the next payday? Do you panic when the bills arrive in your mailbox? Do you frequently borrow money from family and friends because you never seem to have enough of your own?

If this sounds like you or someone you know, keep reading. Think about the people you know whose lives are a personal finance fiasco. Those difficulties could be the result of behavior that’s masking a deeper set of problems.

As promised in my previous post, here are some of the warning signs that you or someone you know is drowning in debt:

1. Credit cards are maxed out – remember that a credit card balance is a loan that must be repaid. And the interest you’re paying for the convenience of paying with plastic is costing you money every month you maintain a balance. Many of us get into credit card chaos because we can’t afford the items we charge. Ideally, a credit card should be used for an emergency. If you prefer plastic to paper, use a debit card. That way you’ll be paying with money you have instead of using the bank’s funds that must be repaid with interest.

Here is the second section of a three part post focusing on ways to tell if you or someone you know is in personal finance purgatory: